Mortgage 101

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Understanding the Process and Buying real estates first steps


As I was thinking about today's Blog, I decided to go to the most important part of buying a home, the mortgage. Let’s face it, most of us need a mortgage to buy a home. I have added great information to my website on mortgages. I cover one of the first things you need before you start house hunting, your  Pre-qualification letter and Pre-approval letter. I have information on my mortgage page covering Types of Mortgages and Down Payments and I have blogged about down payments. There are so many things that can affect getting a mortgage? Your Credit Score is crucial to your mortgage rate. I have added a page on the website to cover Credit Scores. When you get with the mortgage company remember to go over all costs that will be on your mortgage payment. Ask about PMI: Private Mortgage Insurance. You do not need any unexpected expenses. I hope that my website will help you. If I can help you in any way with your real estate needs please just Ask Val.